About Us

Dog and Cat Insurance Costs helps pet owners understand what pet insurance costs and how to compare plans fairly.

Pet insurance quotes are hard to compare. Each insurer starts with different default settings, uses different breed and size categories, and includes different extras. We line those up so you can see the real difference in price.

How we research prices

  • National averages come from the North American Pet Health Insurance Association’s annual industry report.
  • Age and breed data come from published rate studies, which we cite on every page.
  • Sample quotes are run directly on insurers’ websites, with the date, ZIP code and plan settings listed beside each price.

Who runs this site

Dog and Cat Insurance Costs is owned and operated by DARCA LLC, an Idaho company. We are not an insurance company, agent or broker, and we don’t sell policies. When you click through to an insurer, that insurer handles your quote and any policy you buy.

How we make money

Some links on this site are affiliate links. If you get a quote or buy a policy through them, we may earn a commission at no extra cost to you. Commissions never change the prices we report or the order we list insurers. See our affiliate disclosure.

Questions or corrections? Use our contact form.